FDCPA Violations and How We Can Help

We help consumers and residents every day that have been taken advantage of by collection agencies. The FDCPA which is the Fair Debt Collection Practices Act is a federal law that regulates the activities of third party collection companies. It basically states that if a collection company breaks this law, then the consumer would be entitled to a statutory award of up to $1000 dollars plus legal fees and damages!

Most people will panic when confronted with debt collectors and their scare tactics, but few actually know their rights in regard to them. You do have rights, and there are consequences for debt collectors who violate them. We can help you fight your collection companies! This is what you need to know as a consumer.

Garnering new debt on top of what you may already have is never wise, but in these unsteady economic times, it can be crippling if you cannot easily begin payments. The NFCC, which is the 

Getting A Mortgage Approval

Purchasing a home may be one of the best investments of a lifetime. Unfortunately there are many people who could not qualify to buy a home. Many of our clients come to us when they need to help getting approved for a mortgage. In fact, we have A LOT of mortgage and real estate professionals that refer their clients to us when they need help to qualify for a mortgage. Our team consists of current and former mortgage, real estate, lawyers, and certified credit experts to help you in every step of the way.

Getting a mortgage while having less than perfect credit may seem to be impossible, but we may be able to help find you a solution. While there are certain financiers that may have detailed requirements for qualification to administer or approve a mortgage, there are guidelines that you must take into consideration that will help you get your mortgage approved in no time. Mortgage approval is not completely out of your reach if you follow the basic operational model while applying for mortgage approval.

The first thing you should consider is that you should not quit if you were denied for a mortgage approval on your first application. If you are rejected for a mortgage, there is no reason why you should not let yourself down. After all you will need only one yes to get a mortgage approval, and each mortgage lender typically has different guidelines. 
If you have a high credit store, getting a mortgage approval will be easier for you. On the other hand, having a low credit score can prevent you from getting approved, or cost you THOUSANDS in higher rates, fees and payments!


There are many ways to save money when buying a new home. Commonly, consumers try to find a bargain or negotiate the price of a home with a good Real Estate agent. Also consumers tend to shop around different banks to find the lowest interest rate. But one of the best ways to get a better deal is to simply improve your credit. For when it comes to mortgages, the higher your credit score; the lower the rate and payment will be on your mortgage. This can save you tens if not HUNDREDS OF THOUSANDS OF DOLLARS over the course of your mortgage!


With a good credit score, you have a better chance of finding a mortgage to buy the best home for yourself and your family.


If you do not have good credit, westworldcredit.com is ready to help you out to achieve a mortgage.

For a free credit consultation, give us a call or fill out one of our forms for a no cost/no obligation consultation with one of our experts.